UK ‘Tis :: February :: 2008
UncategorizedFebruary 24, 2008 12:43 am

I am 23 years old now. Looking at myself, I have made some achievements throughout this 23 years.

Good result in SPM and A-Level allowed me to further my study in a good university for three years, which during that phase of my life I travelled a lot. And Alhamdulillah, I managed to complete my degree satisfactorily.

Having completed my degree, I was offered a job in one bank in Malaysia. Given the portfolio of supervising the market risk and asset and liability management of the biggest bank in the country, I must say I might be one of the most junior employee in the bank that is fortunate enough to get this kind of early exposure.

But then, looking at these duniawi achievement, who am I to compare myself with Sultan Muhammad Fateh who conquered Constantinople at the age of 21?

How worthless my degree which I obtained at the age of 23, to compare with the priceless achievement of Imam Shafie who memorised the whole Quran at his age of seven years old?

Looking at my travel log, and comparing it with Amru al-Asr’s adventurous journey to North Africa: I am nowhere near him. While he left all his family grand status in Mecca for seeking the mercy and love of Allah, we (that includes you and me) on the other hand cannot even stop our phone conversation with our girlfriend (though I ain’t got no one yet) when the muazzin (or Islamicfinder in the case of UK students) is calling for the prayer. Shame..

And reading the story of Abdul Rahman bin Auf’s contribution towards Islam, and relating it to our RM1 (or small change) weekly donation to masjid during Jumaat prayer, please don’t even dream of sitting near to the Prophet in the heaven of Firdaus. (Having said that, Brother Zacharias is collecting contribution on behalf of PAS Teluk Kemang for the purpose of the upcoming election. For those who wish to contribute, please contact him personally through his email or mobile.)

My ustaz once provoked us,"Do you all think you deserve jannah just merely by praying?"

Now I think I know the answer. Only the mercy of Allah is the ticket to jannah. And the price of the mercy of Allah is indeed far more expensive than our chinchai prayer. It requires the test of hunger, fear, loss of people, financial distress etc.

A simple fake childish claim of Islam Hadhari, with all the wealth and complacency that they indulge…hmmm..I just don’t think this fulfill the test above.

And given all the test, threat and unfair treatment to them, the other party might be on the right track to the mercy of Allah.

Let us be part of the Islam victory.

And to rewrite my post title, The grass is always green on the other side, I really mean this, literally really.

“Hai orang-orang yang beriman, sukakah kamu aku tunjukkan suatu perniagaan yang dapat menyelamatkanmu dari azab yang pedih? (Iaitu) kamu beriman kepada Allah dan RasulNya dan berjihad di jalan Allah dengan harta dan jiwamu. Itulah yang lebih baik bagimu, jika kamu mengetahui. Nescaya Allah akan mengampuni dosa-dosamu dan memasukkanmu ke dalam syurga yang mengalir di bawahnya sungai-sungai; dan (memasukkan kamu) ke tempat tinggal yang baik di dalam jannah ‘Adn. Itulah keberuntungan yang besar.” (Surah as-Saff ayat 10-12)
dan

Wahai orang-orang Yang beriman! mengapa kamu, apabila dikatakan kepada kamu: "Pergilah beramai-ramai untuk berperang pada jalan Allah", kamu merasa keberatan (dan suka tinggal menikmati kesenangan) di tempat (masing-masing)? Adakah kamu lebih suka Dengan kehidupan dunia daripada akhirat? (Kesukaan kamu itu salah) kerana kesenangan hidup di dunia ini hanya sedikit jua berbanding Dengan (kesenangan hidup) di akhirat kelak (Surah at-Taubah ayat 38).

UncategorizedFebruary 17, 2008 2:39 am

Pilehanraya dah dekat, might not be updating this blogs frequently.

Last night was the sweetest night of all. A night with Habib Umar. Almost 5000 people attended the Majlis Akbat I would say. 

3 conditions to get the best akhlak:

1)  tawadhu’

2)  ikhlas

3)  ibadah built on the basis of loving Allah, Rasul and muslimin.

UncategorizedFebruary 6, 2008 10:29 am

I am writing this with an utmost respect to the Islamic knowledge of the members of Fatwa Council.

I am writing this, solely for the purpose of informing readers on the ASB’s nature of investment. To decide whether you want to invest in it or not, given the Fatwa Council has decided that the hukum is Harus, is nobody but yourself.

My nature of work really teaches me a lot of knowledge in banking institution in this country. Reading this fatwa today, make me realise that I have to write this.

I don’t think I will be persecuted under Central Banking Act as this information is a already a public disclosure anyway, and it is only us who choose to be ignorant in this matter. Just to give one example of where ASB fund is invested in; 40% of Malayan Banking Holding (Maybank) is owed by ASB fund under Amanah Raya Nominees.

And 40% of Maybank is not a small sum I must say.

And I dare anybody to challenge me if I say Maybank is not a syariah compliant business.

Previously, Selangor Fatwa Council under the directorship of Allahyarham Dato’ Ishak Baharom ruled that it is not harus to pay zakat for the dividend and income received from ASB and ASN investment due to the nature of the underlying investments which are not Syariah compliant.

Yesterday’s ruling however has nullified the former ruling, on the basis of better and bigger ‘Maslahat’ of the investment. And for me personally, I don’t think the basis of Maslahat is strong enough to persuade me to invest in ASB as there are so many alternative Syariah compliant investments available apart from ASB/ASN.

And again, I must repeat my disclaimer, I am not writing this with any intention whatsoever to challenge the Fatwa Council. I am writing this just to get myself out from any responsibility in this world and hereafter surely….

The solution, fund managers in PNB do not really have to make a completely new syariah compliant fund. What they should do now is simple, change the investment portfolio of ASB/ASN to a syariah compliant portfolio. If Bank Rakyat can do it, why cannot PNB?